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Salary Calculator (CTC to In-Hand)
Estimate your monthly take-home salary from annual CTC.
Annual fixed pay₹0
PF (employee)₹0
Professional tax₹0
Income tax (est.)₹0
Monthly in-hand₹0
How in-hand salary is estimated
We take your fixed annual pay (CTC minus bonus), assume basic is around 50% of it, deduct employee PF, professional tax, and an estimated income tax under the new regime, then divide by 12 for the monthly figure.
This is an estimate. Actual take-home depends on your exact salary structure and tax choices.
Frequently asked questions
What is the difference between CTC and in-hand salary?
CTC is total cost to company; in-hand is what you receive after PF, professional tax, and income tax.
Is this in-hand figure exact?
No, it is an estimate. Actual deductions depend on your salary structure and tax regime.