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EMI Calculator

Calculate your Equated Monthly Installment (EMI) for home, car, or personal loans.

Monthly EMI
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Principal (0%) Interest (0%)
Total Interest
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Total Payment
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Yearly Amortization Schedule

Year Principal Paid Interest Paid Remaining Balance

How EMI is calculated

EMI (Equated Monthly Installment) is calculated using the following mathematical formula:

EMI = [P × R × (1+R)^N] / [(1+R)^N - 1]

Where P is Loan Amount, R is Monthly Interest Rate, and N is Loan Tenure in Months.

Frequently asked questions

How is loan EMI calculated?

EMI is calculated using the standard formula: EMI = [P × R × (1+R)^N] / [(1+R)^N - 1], where P is Principal Loan Amount, R is Monthly Interest Rate, and N is Tenure in Months.

What factors affect my monthly loan EMI?

Your monthly EMI depends on the principal loan amount, interest rate, and loan tenure duration.

Can I calculate EMI for Home, Car, or Personal Loans?

Yes, this calculator works for any type of loan including home loans, car loans, education loans, and personal loans.